This house qualifies for a 100% Financed USDA Loan.USDA has 2 types of loans a DIRECT Loan which is for lower income people a single person cannot make more than $38,100 and those that make less than $23,800 can receive a mortgage payment allowance.. Credit score is not a issue if you have a good 2 year rental history and 2 year on time payment history(utilities,credit cards ,cell phone)..If you have filed bankrupcy you just need to have been DISCHARGED at least 2 years..it's a great loan and they have PLENTY of money to loan.......The other USDA loan you must go through a mortgage company that handles USDA loans......Call me if you have any questions...AND please keep checking back, I might have 3 more house ready over the next several months